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The Christian Academy of Western New York understands that many families cannot afford to pay their full tuition amount on September 1st.  Therefore, we offer our families four (4) different options.


July to June 12-Month Plan
Beginning payments in July allows parents to split their tuition total into 12 monthly payments, thereby reducing the strain on the family's monthly budget.  Under this plan, parents can choose any payment method offered to make payments: cash, check, Paypal, Zelle, direct deposit, etc.  (For full information, click here.)
August to July or September to August 12-Month Plans
If parents choose to begin their tuition payments in August or September, they can still select a 12-Month Plan.  However, the only payment method approved will be automatic debit payments (ACH payments).  


10-month Plan
The full tuition amount is simply divided by 10 months, with one-tenth of the tuition due every month from September through June.


Tax-Time Plan
This plan is for those individuals who are blessed each year with a nice sum as a tax refund.  Through this plan, you can pay a large lump sum (at least $500) when you receive your tax refund, thus reducing your monthly payments.
Your tax-time payment is due by April 30th, unless other arrangements have been made.  Failure to make your lump sum payment by April 30th will result in a Final Notice Letter and the family not being allowed to use the Tax Time Plan in subsequent years.  
Please note that the Tax-Time Plan can be combined with any other plan.
Interested in seeing real charts with real numbers?  Click here to be taken to the Payment Plan charts.
Tuition Payments
All tuition payments are handled directly through the CAWNY Main Office, through Paypal or Zelle.
Payments can be brought into the school or mailed to the school.  Each month's payment is due by the first day of that month,  However, CAWNY extends a 27- to 30-day grace period to families who prefer to pay later in the month.  On the 1st of the following month, the payment is considered late and a late fee will be assessed.
If a family has a past due balance for two (2) consecutive months, their child(ren) will not be allowed to return to the school until the family's account is brought current.
Any fee or tuition not paid will result in all records, report cards and test results being held until the balance is brought current.
Registration and tuition payments are non-refundable, whether the student voluntarily withdraws or is asked to leave by the school. (This does not apply to pre-payments.)
Under current laws, tuition is not tax-deductible.


Methods of Payment
CAWNY accepts many forms of payment.
Cash - a receipt will be issued as record of payment.
Check - please make all checks payable to "CAWNY."
Direct Deposit - this method deposits a weekly, bi-weekly or monthly amount into CAWNY's account from your employer.
Direct Payments - through either a monthly (or weekly) bank withdrawal from your account.
Debit Cards, Credit Cards or Paypal - see Paypal instructions here.  (You will incur an almost 4% fee from Paypal for using this service.)
Zelle - see all the details for Zelle here.
(12-Month Plans that begin in August or September require Automatic Debit Payments as the only payment option.)